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Embedded Payments

Embedded Payments

Embedded Payments

World-Class Embedded Payments with PayFac Direct™ Pricing

World-Class Embedded Payments with PayFac Direct™ Pricing

Stop waiting for "someday" to build your payments business. We hated traditional payment pricing, so we built something better—fully embedded payments at cost through PayFac Direct™ infrastructure. Launch a profitable payments business in days, not years, without the complexity or markup fees.

Stop waiting for "someday" to build your payments business. We hated traditional payment pricing, so we built something better—fully embedded payments at cost through PayFac Direct™ infrastructure. Launch a profitable payments business in days, not years, without the complexity or markup fees.

Platform Integration

Platform Integration

Platform Integration

Simple, Easy, Built to Scale

Simple, Easy, Built to Scale

APIs, web components, and AI-assisted integration that generates production-ready code on demand. Even enterprise platforms launch in days with intelligent guidance and dedicated team support.

APIs, web components, and AI-assisted integration that generates production-ready code on demand. Even enterprise platforms launch in days with intelligent guidance and dedicated team support.

Web Component

Hosted Checkout

<!DOCTYPE html>
<html dir="ltr" lang="en">

<head>
  <meta charset="utf-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1.0, minimum-scale=1.0, maximum-scale=5.0" />
  <title>justifi-checkout</title>

  <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/@justifi/webcomponents@4.16.0/dist/webcomponents/webcomponents.css"/>
  <script type="module" src="https://cdn.jsdelivr.net/npm/@justifi/webcomponents@4.16.0/dist/webcomponents/webcomponents.esm.js"></script>
  <script nomodule src="https://cdn.jsdelivr.net/npm/@justifi/webcomponents@4.16.0/dist/webcomponents/webcomponents.js"></script>
</head>

<body>
  <justifi-checkout auth-token="token" checkout-id="abc123">
    <!-- Optional: add the insurance slot and component -->
    <div slot="insurance">
      <!-- see the insurance component docs for the full list of props -->
      <justifi-season-interruption-insurance checkout-id="abc123"></justifi-season-interruption-insurance>
    </div>
  </justifi-checkout>
</body>

<script>

</script>

</html>

Why use web componenets for payments?

Why use web componenets for payments?

Increased flexibility

Web components are reusable, modular pieces of code that can be easily integrated into any platform, allowing you to customize the UI to match your platform.

Increased flexibility

Web components are reusable, modular pieces of code that can be easily integrated into any platform, allowing you to customize the UI to match your platform.

Increased flexibility

Web components are reusable, modular pieces of code that can be easily integrated into any platform, allowing you to customize the UI to match your platform.

Reduced development time

Using web components can significantly reduce the amount of time and resources required to develop and maintain payment functionality on your platform.

Reduced development time

Using web components can significantly reduce the amount of time and resources required to develop and maintain payment functionality on your platform.

Reduced development time

Using web components can significantly reduce the amount of time and resources required to develop and maintain payment functionality on your platform.

Improved security

Web components use modern security practices such as encryption and tokenization, removing the compliance burden on your platform.

Improved security

Web components use modern security practices such as encryption and tokenization, removing the compliance burden on your platform.

Improved security

Web components use modern security practices such as encryption and tokenization, removing the compliance burden on your platform.

Enhanced user experience

Web components are designed to be user-friendly and easy to use, improving the overall experience for your customers.

Enhanced user experience

Web components are designed to be user-friendly and easy to use, improving the overall experience for your customers.

Enhanced user experience

Web components are designed to be user-friendly and easy to use, improving the overall experience for your customers.

Unified Fintech Checkout™

Unified Fintech Checkout™

Turn on multiple products with a simple toggle.

Your platform offers many opportunities for monetization, but few are as powerful as the checkout. With JustiFi’s Unified Fintech Checkout™ (UFC), you can launch multiple products with a toggle and customize checkout settings for different users and scenarios.

Unified Fintech Checkout™

Turn on multiple products with a simple toggle.

Your platform offers many opportunities for monetization, but few are as powerful as the checkout. With JustiFi’s Unified Fintech Checkout™ (UFC), you can launch multiple products with a toggle and customize checkout settings for different users and scenarios.

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Flexible Revenue Management

Flexible Revenue Management

Stop settling for one-size-fits-all pricing models.

Every platform serves different markets with unique needs, yet most payment processors offer rigid pricing structures. JustiFi's flexible revenue management adapts to your business model, letting you optimize pricing strategies that work for your specific market dynamics.

Flexible transaction pricing

Flexible transaction pricing

Customizable merchant pricing

Customizable merchant pricing

Advanced fee splitting capabilities

Advanced fee splitting capabilities

Flexible Revenue Management

Stop settling for one-size-fits-all pricing models.

Every platform serves different markets with unique needs, yet most payment processors offer rigid pricing structures. JustiFi's flexible revenue management adapts to your business model, letting you optimize pricing strategies that work for your specific market dynamics.

Flexible transaction pricing

Customizable merchant pricing

Advanced fee splitting capabilities

White-Label Solution

White-Label Solution

Embedded means FULLY embedded.

You want a fully embedded payment solution with world-class economics, right? So why do other payment processors pile extra scope on your team just to get there?

With JustiFi’s fintech infrastructure you automatically get the best available economics with a fully white-label, embedded solution.

White-Label Solution

Embedded means FULLY embedded.

You want a fully embedded payment solution with world-class economics, right? So why do other payment processors pile extra scope on your team just to get there?

With JustiFi’s fintech infrastructure you automatically get the best available economics with a fully white-label, embedded solution.

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Unified Payment Managment

Manage transactions, reconcile payments, and direct funds flow seamlessly—all from one unified platform.

Unified Payment Managment

Manage transactions, reconcile payments, and direct funds flow seamlessly—all from one unified platform.

Track & Reconcile Transactions

All your fintech reporting in one place: online, in-person, and even additional products.

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Track & Reconcile Transactions

All your fintech reporting in one place: online, in-person, and even additional products.

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Seamless & Flexible Funds Flow

Infinite sub account payment flow options with you directing traffic.

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Seamless & Flexible Funds Flow

Infinite sub account payment flow options with you directing traffic.

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Compliance & Security Covered

JustiFi’s infrastructure has world-class security and industry leading partners to cover your SaaS.

PCI-DSS Level 1 Compliant

PCI-DSS Level 1 Compliant

SOC 2 Compliant

SOC 2 Compliant

Secure Hosting

Secure Hosting

Data Vault: GDPR compliant

Data Vault: GDPR compliant

Encryption

Encryption

Monitoring

Monitoring

SSO

SSO

User Permissions

User Permissions

And more

And more

Compliance & Security Covered

JustiFi’s infrastructure has world-class security and industry leading partners to cover your SaaS.

PCI-DSS Level 1 Compliant

SOC 2 Compliant

Secure Hosting

Data Vault: GDPR compliant

Encryption

Monitoring

SSO

User Permissions

And more

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Payment Adoption

Payment Adoption

100% payment adoption isn't luck—it's strategy.

Platform payment success requires more than good technology. Our Engage™ fintech experts provide the go-to-market strategy, competitive sales frameworks, and internal support systems that turn payment features into revenue engines and drive complete customer adoption.

Payment Adoption

100% payment adoption isn't luck—it's strategy.

Platform payment success requires more than good technology. Our Engage™ fintech experts provide the go-to-market strategy, competitive sales frameworks, and internal support systems that turn payment features into revenue engines and drive complete customer adoption.

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Don't get left behind. World-class starts today.

Don't get left behind. World-class starts today.

FAQ

FAQ

We’re here to answer all your questions

FAQ

We’re here to answer all your questions

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

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