Embedded Financial Infrastructure Pricing

Embedded Financial Infrastructure Pricing

Embedded Financial Infrastructure Pricing

Pricing built for world-class platforms.

Pricing built for world-class platforms.

To be world-class, platforms must have the right interconnected infrastructure. We know, we have been there. With JustiFi, you will win with payments, but that is just the beginning.

We help you quickly add multiple revenue-generating products to your fintech stack and activate more customers than you ever thought possible.

To be world-class, platforms must have the right interconnected infrastructure. We know, we have been there. With JustiFi, you will win with payments, but that is just the beginning.

We help you quickly add multiple revenue-generating products to your fintech stack and activate more customers than you ever thought possible.

Standard IC+

Best for platforms early on their fintech journey, often without controlled funds flow.

$1,000 monthly infrastructure SaaS Fee

$1,000 monthly infrastructure SaaS Fee

$1,000 monthly infrastructure SaaS Fee

Payments: IC+ (100% revenue share, you keep it all)

Payments: IC+ (100% revenue share, you keep it all)

Payments: IC+ (100% revenue share, you keep it all)

Additional Fintech Products: priced per product

Additional Fintech Products: priced per product

Additional Fintech Products: priced per product

PayFac Direct™

Best for platforms with controlled funds flow and conviction on becoming world-class industry leaders.

Starting at $7,500 monthly infrastructure SaaS fee

Starting at $7,500 monthly infrastructure SaaS fee

Starting at $7,500 monthly infrastructure SaaS fee

Payments: 0% markup, full pass through bank costs as if you were a registered payment facilitator. (Seriously.)

Payments: 0% markup, full pass through bank costs as if you were a registered payment facilitator. (Seriously.)

Payments: 0% markup, full pass through bank costs as if you were a registered payment facilitator. (Seriously.)

Additional Fintech Products: priced per product

Additional Fintech Products: priced per product

Additional Fintech Products: priced per product

FAQ

FAQ

We’re here to answer all your questions

FAQ

We’re here to answer all your questions

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

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