Products

Resources

Own the relationship.
Keep the margin.
Compound the growth.

Own the relationship.
Keep the margin.
Compound the growth.

The fintech operating system unlocking payments, payables, financing, and insurance — all on your terms, from day one.

The fintech operating system unlocking payments, payables, financing, and insurance — all on your terms, from day one.

Payments

Payables

Beyond Payments

Accept payments,
on your terms.

Cards, ACH, digital wallets, and BNPL — Online & In-Person. Configure rates by segment, customer, transaction, card brand, and payment method.

Dashboard

Vault

Operations

Payments

Payables

Insurance

Financing

Revenue

Reports

VOLUME TODAY

$284,120

APPROVAL RATE

97.2%

AVG TICKET

$184

METHODS LIVE

4

Ways to get paid

Cards

ACH

Digital wallets

BNPL

NA

Northside Sports Association

Visa •• 4242 · 2 min ago

$1,240.00

Succeeded

LD

Lakeside Wellness

ACH · 8 min ago

$86.50

Pending

BF

Bridgepoint Fitness

Apple Pay · 14 min ago

$342.75

Succeeded

CP

Cedar Park Services

Discover •• 8891 · 22 min ago

$96.20

Succeeded

Payments

Payables

Beyond Payments

Accept payments, on your terms.

Cards, ACH, digital wallets, and BNPL — US and Canada. Configure rates by segment, customer, transaction, card brand, and payment method.

VOLUME TODAY

$284,120

APPROVAL RATE

97.2%

AVG TICKET

$184

METHODS LIVE

4

Ways to get paid

Cards

ACH

Wallets

BNPL

NA

Northside Auto

Visa · 2 min

$1,240.00

LD

Lakeside Dental

ACH · 8 min

$86.50

BF

Bridgepoint Fitness

Apple Pay · 14 min

$342.75

CP

Cedar Park Vet

Discover · 22 min

$96.20

Why they compound

Stronger programs, by design.
Better results, lower cost to run.

Controls

Flexibility

Intelligence

Automation

Pricing, packaging, risk, and compliance. The pen stays yours.

Policy controls

Policy controls

Set by you

Set by you

Pricing

Pricing

Mid-market segment

Mid-market segment

2.65% + $0.10

2.65% + $0.10

Packaging

Packaging

Terminal add-on

Terminal add-on

Included

Included

Risk

Risk

Manual review over

Manual review over

$5,000

$5,000

Compliance

Compliance

MCC 7997 at onboarding

MCC 7997 at onboarding

Required

Required

Pick your depth flow by flow — APIs here, components there, bring your own where it fits. The choice stays open.

Depth by flow

Depth by flow

Onboarding

Onboarding

Your UI

Your UI

Your own form

Your own form

Checkout

Checkout

Component

Component

<justifi-checkout />

<justifi-checkout />

Payouts

Payouts

API

API

GET /v1/payouts

GET /v1/payouts

payout.paid

payout.paid

Change one flow’s depth without touching the others.

Change one flow’s depth without touching the others.

Signals, not reports, with the next move attached. Nothing stays hidden.

Signals

Signals

3 open

3 open

Approval rate dipped 3.1% on one card brand

Approval rate dipped 3.1% on one card brand

Concentrated in three sub-accounts

Concentrated in three sub-accounts

See affected sub-accounts →

See affected sub-accounts →

12 sub-accounts finished onboarding

12 sub-accounts finished onboarding

Enable payouts →

Enable payouts →

Payouts land a day later next week — bank holiday

Payouts land a day later next week — bank holiday

See schedule →

See schedule →

Onboarding, reconciliation, monitoring — the routine runs itself. Judgment stays human.

Routines

Routines

Onboarding — 18 verified

Onboarding — 18 verified

Reconciliation — 1,482 matched

Reconciliation — 1,482 matched

Monitoring — 9,120 events

Monitoring — 9,120 events

1 exception held for you

1 exception held for you

Cedar Park Veterinary — ownership names don’t match

Cedar Park Veterinary — ownership names don’t match

Review →

Review →

Controls

Flexibility

Intelligence

Automation

Pricing, packaging, risk, and compliance. The pen stays yours.

Policy controls

Set by you

Pricing

Mid-market segment

2.65% + $0.10

Packaging

Terminal add-on

Included

Risk

Manual review over

$5,000

Compliance

MCC 7997 at onboarding

Required

Pick your depth flow by flow — APIs here, components there, bring your own where it fits. The choice stays open.

Depth by flow

Onboarding

Your UI

Your own form

Checkout

Component

<justifi-checkout />

Payouts

API

GET /v1/payouts

payout.paid

Change one flow’s depth without touching the others.

Signals, not reports, with the next move attached. Nothing stays hidden.

Signals

3 open

Approval rate dipped 3.1% on one card brand

Concentrated in three sub-accounts

See affected sub-accounts →

12 sub-accounts finished onboarding

Enable payouts →

Payouts land a day later next week — bank holiday

See schedule →

Onboarding, reconciliation, monitoring — the routine runs itself. Judgment stays human.

Routines

Onboarding — 18 verified

Reconciliation — 1,482 matched

Monitoring — 9,120 events

1 exception held for you

Cedar Park Veterinary — ownership names don’t match

Review →

100K+

Businesses served

$20B

Annual Volume

87%

Of vertical SaaS offer payments

59%

are now multi-product

21%

faster growth vs. payments-only platforms (Tidemark ’25)

Secure and tokenize customer data

Your data foundation — everything builds from here.

How It Works

Onboard once, activate anything.

Day one’s foundation carries every product after. Every new capability builds on the data foundation you already own.

Identity

Identity

3 of 4 verified

3 of 4 verified

Legal entity

Legal entity

EIN verified

EIN verified

DBA / trade names

DBA / trade names

MCC assignment

MCC assignment

How we manage risk

The infrastructure underneath every transaction.

Moving money carries real obligations. JustiFi operates the verification, fund-flow, and risk controls beneath your platform — with our sponsor banks and partners — so you go live on infrastructure that already exists instead of building it.

Security & Certifications

SOC 2 Type II and PCI DSS Level 1, with current reports and controls open for your security team to review.

Verification with Plaid

Plaid plays two roles: reducing ACH return risk at acceptance, and strengthening underwriting for safer money movement.

Continuous Monitoring

Risk monitoring and controls run continuously in the background, so obligations are met without added overhead for your team.

You built your platform for the customers everyone else overlooked. We built ours for you.

Payments live in weeks. Every product after builds on the same foundation .