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Uncompromised
Platform Payments

Growing platforms shouldn't have to choose easy integration OR white-label control, decent economics OR additional products, data ownership OR operational simplicity. Legacy processors condition you to settle—we're built so you don't have to.

Coming Soon

Coming Soon

Payment intelligence is business intelligence.

Coming Soon

Payment intelligence is business intelligence.

Get smart fast with a 24/7 AI payment operations assistant, built on top of our enterprise fintech infrastructure.

Get smart fast with a 24/7 AI payment operations assistant, built on top of our enterprise fintech infrastructure.

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Solutions

Solutions

Solutions

Platform payments, built right.

Platform payments, built right.

Fast and easy merchant onboarding

Our white-label merchant onboarding component captures essential data and evaluates fintech eligibility with just 20 minutes of merchant effort and approval typically within 1 business day.

Fast and easy merchant onboarding

Our white-label merchant onboarding component captures essential data and evaluates fintech eligibility with just 20 minutes of merchant effort and approval typically within 1 business day.

Card, ACH, Terminals, and Google + Apple Pay

Accept payments everywhere your customers do business—online, in-person, mobile, and recurring.

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Card, ACH, Terminals, and Google + Apple Pay

Accept payments everywhere your customers do business—online, in-person, mobile, and recurring.

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Revenue-generating 'beyond payments' products

Integrated BNPL, insurance, instant payouts and lending products that generate additional income while adding value for your customers.

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Revenue-generating 'beyond payments' products

Integrated BNPL, insurance, instant payouts and lending products that generate additional income while adding value for your customers.

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AI-powered omnichannel dashboard

Unify all payment data in one intelligent dashboard that surfaces insights, answers complicated payments questions, and drives smarter decisions.

AI-powered omnichannel dashboard

Unify all payment data in one intelligent dashboard that surfaces insights, answers complicated payments questions, and drives smarter decisions.

Proven Process

Proven Process

Fintech results in less than a month

Everything we build drives platform monetization. Our white-labeled fintech products deploy quickly through low-code APIs and web components, while AI-assisted onboarding accelerates both platform and merchant activation for faster results.

Proven Process

Fintech results in less than a month

Everything we build drives platform monetization. Our white-labeled fintech products deploy quickly through low-code APIs and web components, while AI-assisted onboarding accelerates both platform and merchant activation for faster results.

1. AI-Assisted Platform Integration

Simplify platform integration with AI that provides instant guidance, generates production-ready code on demand, and eliminates the typical weeks-long learning curve with legacy processors.

1. AI-Assisted Platform Integration

Simplify platform integration with AI that provides instant guidance, generates production-ready code on demand, and eliminates the typical weeks-long learning curve with legacy processors.

1. AI-Assisted Platform Integration

Simplify platform integration with AI that provides instant guidance, generates production-ready code on demand, and eliminates the typical weeks-long learning curve with legacy processors.

2: Onboard your Merchants

Get merchants processing payments quickly with AI-powered onboarding that reduces friction, personalizes product recommendations, and answers customers' questions in real time.

2: Onboard your Merchants

Get merchants processing payments quickly with AI-powered onboarding that reduces friction, personalizes product recommendations, and answers customers' questions in real time.

2: Onboard your Merchants

Get merchants processing payments quickly with AI-powered onboarding that reduces friction, personalizes product recommendations, and answers customers' questions in real time.

3. Grow Revenue

Boost customer adoption over time with AI dashboard insights that surface growth opportunities and revenue-generating beyond payments products that accelerate your monetization potential.

3. Grow Revenue

Boost customer adoption over time with AI dashboard insights that surface growth opportunities and revenue-generating beyond payments products that accelerate your monetization potential.

3. Grow Revenue

Boost customer adoption over time with AI dashboard insights that surface growth opportunities and revenue-generating beyond payments products that accelerate your monetization potential.

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What people are saying:

What people are saying:

"I spun up a proof of concept in just a few hours using a test account, and we were production-ready in less than a day. JustiFi’s integration was fast, seamless, and incredibly developer-friendly."

Tim Howell

CTO, RW Elephant

"JustiFi's capabilities have enabled us to create an amazing embedded experience for our customers. Contractors using LeapPay are more satisfied and close more deals than those using traditional processors.”

Craig Jones

Head of Fintech, Leap

"JustiFi's capabilities have enabled us to create an amazing embedded experience for our customers. Contractors using LeapPay are more satisfied and close more deals than those using traditional processors.”

Craig Jones

Head of Fintech, Leap

"JustiFi's capabilities have enabled us to create an amazing embedded experience for our customers. Contractors using LeapPay are more satisfied and close more deals than those using traditional processors.”

Craig Jones

Head of Fintech, Leap

FAQ

FAQ

We’re here to answer all your questions

FAQ

We’re here to answer all your questions

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

General

Platforms

Franchisors

1. What is JustiFi and how is it different from other payment processors?
Plus

JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. What does "AI-powered" mean in terms of payments?
Plus

Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. How long does it typically take to get started with JustiFi?
Plus

Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. What types of payments can I accept with JustiFi?
Plus

You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. Do you offer more than just payment processing?
Plus

A: Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

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Ready for the best, most refreshing fintech conversation you have ever had?

Ready for the best, most refreshing fintech conversation you have ever had?

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